Audited. Filed. Linked.
Everything an investor needs to verify what we say, from the Filing Statement to the latest interims, posted here the day it is filed on SEDAR+.
Filed record. Every figure on this page is from the audited financial statements and MD&A filed on SEDAR+ under OCAL Financial Inc. Analysts can pull the filed data there. On SEDAR+, search the issuer name OCAL Financial Inc.
Two years at a glance, audited
| Fiscal year ended 31 August | FY2024 (audited) | FY2025 (audited) | Change | FY2026 |
|---|---|---|---|---|
| Revenue | $5,454,893 | $6,480,254 | +18.8% | Closed 31 August 2026 |
| Of which vehicle sales | $4,774,670 | $5,630,980 | +17.9% | Audited statements |
| Of which finance, insurance and other | $680,223 | $849,274 | +24.9% | and MD&A due |
| Gross profit | $610,787 | $810,751 | +32.7% | by 29 December 2026 |
| Gross margin | 11.2% | 12.5% | +1.3 pts | |
| Of which gross profit from finance, insurance and other | $701,727 (87% of gross profit) | |||
| Vehicle write-downs included in cost of sales | $67,243 | $353,094 | ||
| Operating expenses | $1,234,843 | $1,114,195 | (9.8%) | |
| Operating loss | ($624,056) | ($303,444) | Halved | |
| Net loss | ($586,206) | ($322,090) | Down 45% | |
| Cash from operating activities | ($85,157) | $64,121 | Positive | |
| Cash at year end | $161,680 | $266,936 | +65% |
From the audited financial statements for the year ended 31 August 2025 with FY2024 comparatives (DMCL LLP), filed on SEDAR+. Nothing from fiscal 2026 is shown until the audited statements are filed.
Interim periods and fiscal 2026
The interim financial statements and MD&A for the nine months ended 31 May 2026 are filed on SEDAR+ and listed below. Fiscal 2026 closed on 31 August 2026; the audited annual statements and MD&A are due by 29 December 2026 and will be posted here the day they are filed. This site quotes audited figures only.
At every reporting date the balance sheet shows a small inventory balance and a matching floorplan balance: the vehicles bought against approved customers and awaiting delivery on that day, and the purchase line that funded them. Days of vehicles, not months. That is what zero standing inventory looks like on a balance sheet.
One line on a number you may have seen elsewhere
Figures for fiscal 2025 circulated before the audit was complete and differ from the audited figure. The audited figure is $6.48 million. Everything OCAL writes uses the audited figure.
Cash, and the going-concern note
OCAL is at an early stage as a public company. Its financial statements, audited and interim, carry a going-concern note, which is common for Venture-listed companies at this stage: it says the Company needs volume or capital to fund its plan. The July 2026 financing raised $1.5 million. Management's plan assumes growth capital in fiscal 2027; no terms have been set, and nothing on this site is an offer of securities. The operating metrics are published every period so that progress towards profitability is visible rather than asserted. Cash at each reporting date is in the filed statements linked below; OCAL does not publish cash figures between reporting dates.
Documents
| Document | Type | Note | Link |
|---|---|---|---|
| Audited financial statements, year ended 31 August 2025 | Annual | DMCL LLP, auditor | Open on SEDAR+ |
| Management's discussion and analysis, year ended 31 August 2025 | Annual | Open on SEDAR+ | |
| Interim financial statements and MD&A, nine months ended 31 May 2026 | Interim | Unaudited | Open on SEDAR+ |
| Filing Statement dated 9 July 2026 (qualifying transaction) | Listing | The document to read first: business, risk factors, capital structure, escrow, audit committee charter | Open on SEDAR+ |
| Material change reports and news releases | Continuous | Every release is filed on SEDAR+ the day it is issued | Open on SEDAR+ |
Each link opens SEDAR+. Search the issuer name OCAL Financial Inc. and open the document from the issuer profile, where the full filing history is kept.
Reporting calendar
| Period | Filing | Deadline |
|---|---|---|
| Year ended 31 August 2026 | Audited annual financial statements and MD&A | 29 December 2026 |
| Quarter ending 30 November 2026 | Interim financial statements and MD&A | 29 January 2027 |
| Quarter ending 28 February 2027 | Interim financial statements and MD&A | 29 April 2027 |
| Quarter ending 31 May 2027 | Interim financial statements and MD&A | 30 July 2027 |
OCAL is a venture issuer: annual filings within 120 days of year end, interims within 60 days of quarter end. Each filing is posted here and emailed to the list the day it is filed.
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Vehicles funded and delivered is a supplementary financial measure, and average vehicle selling price, gross profit per vehicle and gross margin per vehicle are non-GAAP financial measures or ratios; none is a measure defined under IFRS. OCAL calculates them as described on the Operating metrics page, applies the same definitions every period, reports them unaudited, and reconciles the per-vehicle figures to the revenue and gross profit lines of its financial statements in the release that carries them. They should be read with the financial statements and MD&A filed on SEDAR+.